Primary Benefits
Premium Discounts and Cost Reduction
The Affordable Care Act creates new incentives to promote employer wellness programs to support healthier workplaces and deliver deep discounts
Better Benefits at No Additional Cost
Our robust program allows you to obtain significantly better benefits for your employees with no additional cost to you or them.
Improved Employee Benefit Package
The 360 Wellness Plan benefits covers over 40 categories of care within physical health, mental health, financial, and wellness assistance.
Risk Management Tools & Resources
Recognized by multiple A+ Worker's Compensation Carriers and has been proven to lower risk classifications and improve claim submissions.
How It Works
Reduced Commissions
Wholesale pricing produces lower costs in worker's compensation premium. It's that simple.
Proper Risk Classification
Reclassification is accomplished by improving the Experience Modification Rating (EMR/XMod). This is accomplished through proper Risk Management Resources.
Risk Management Resources
By providing wellness resources, that are at no-out-of-pocket cost, create incentivized participation, which will improve overall health and wellness of the employee. Providing cash and care reducing the risk of claims.
Carrier Discounts with Approved Benefits
If the overall risk in the workplace is minimized the premium of worker's compensation insurance you pay will be lower.
The Savings
| Key Differences | Savings |
|---|---|
| Reduced Commissions | $88,341 |
| Proper Risk Classification | $ 73,611 |
| Risk Management Carrier Discounts | $ 120,524 |
| PWP FICA Tax Savings | $ 550,000 |
XYZ Manufacturing, CA (1,000 Employees) Example:
- Fully Insured Worker's Comp
- Current Annual Premium: $1,205,241
- No Claims past 5 years
Get Started Today!
Speak to one of our benefit experts today and recieve a complimentary proposal on how we can reduce your costs and increase your bottom line. We work with businesses one-on-one and handle the entire process on their behalf.
No Upfront Cost • No Risk • No Obligation